J-9 Crop Insurance

J-9 Crop Insurance has been providing crop insurance in Colorado, Wyoming, and Nebraska since 1997. Supplying the most up to date information has always been our commitment. We are dedicated to helping find the best resources and products that will make the most sense in each unique operation. Crop insurance is constantly changing and our focus is to monitor these changes and how they affect our producers and their individual insurance needs. We maintain close relationships with industry experts, market analysts, and growers which guarantees our ability to deliver the latest enhancements and improvements in the industry.


Meet Our Team

Janine Freeman
Janine FreemanOwner
Janine Freeman has been selling crop insurance since 1989. After nearly nine years of experience, she started J-9 Crop Insurance in 1997 to best manage her customers’ insurance needs. Janine and Mike raised their two children on a lovely farm west of Ault, Colorado. Now that their kids are grown, they enjoy their empty nest and shared business ventures.
    Mike Freeman
    Mike FreemanCo- Owner
    Mike Freeman has a large amount of knowledge in the farming industry. He retired in 2001 from the family farm in order to help with Janine with her growing business. In 2013, Mike was elected as Weld County Commissioner for District 1.
      Michele Christensen
      Michele ChristensenAgent
      Michele Christensen began working with J-9 Crop Insurance in 2006. Michele is originally from Brush, Colorado and graduated from CSU in 2009 with a degree in Business Management.
        Ruth Ann Shoemaker
        Ruth Ann ShoemakerAgent
        Ruth Ann grew up on a farm east of Kersey. She and her husband Wayne farmed with her family for several years before moving to a ranch northeast of Keota. After raising four children and managing their cow/calf operation, Ruth Ann began working at J-9 Crop in 2012.
          Amy VanDorin Palmer
          Amy VanDorin PalmerAgent
          Amy grew up Eaton, and resides there. She and her daughter, Hannah enjoy working with their horses. She is busy at home running Hannah from competitions, to training at a local horse rescue. Amy began working with J-9 Crop in 2013

            J-9 Insurance


            Donella Gertge
            Donella GertgeAgent
              Terry Gertge
              Terry GertgeAgent

                Donella & Terry Gertge are both from Sterling, CO.  They have Been married for 15 years.  They Have one daughter and enjoy watching her grow up east of Ault on their property they have lived at for 14 years.  They  Started in the Securities & investments industry in 1995 and had the privilege to add  Property & Casualty Insurance to their resume.  During their spare time they enjoy cutting horses, going to their daughters horse shows, and spending quality time with friends and family.